As the first engineering hire at Kip, you will build the "Personal CFO" for younger generations. You will architect AI-native systems that automate complex wealth management, from tax optimization engines to life-event simulators. Working directly with a Stanford/IIT-educated CTO, you will transform fragmented financial data into actionable, hyper-personalized wealth-building moves.
Founding Engineer at Kip-ai.com — VC-backed Personal CFO platform
Millennials and Gen Z are building wealth with two hands tied behind their backs. Boomers own 51% of U.S. wealth while younger generations struggle with 1,200% tuition hikes and out-of-reach housing. Kip-ai.com is leveling the playing field. We are hiring a Founding Engineer to build the 'Personal CFO'—an AI-native platform that delivers hyper-personalized wealth moves once reserved for the ultra-wealthy. Working directly with a CTO from Snowflake and Stanford, you will architect secure data pipelines, tax optimization engines, and autonomous AI agents. If you have 2+ years of production experience and want to define the technical future of a VC-backed fintech, join us in the Bay Area.
Overview
Why this role stands out
Company
Kip-ai.com - VC-backed Personal CFO platform for Gen Z and Millennials
Responsibilities
What you will do
- Design and implement secure, SOC 2-compliant data pipelines that aggregate and structure complex financial documents using bank-grade encryption.
- Build a high-fidelity life event simulator and tax optimization engine that models hundreds of financial scenarios to deliver hyper-personalized strategies.
- Develop and deploy autonomous AI agents that monitor financial goals in the background and execute proactive wealth-building moves for users.
Candidate profile
Who this is a fit for
- 2+ years of experience building and debugging production-grade systems with a proven track record of shipping software from scratch to users.
- Native fluency in AI-first workflows, utilizing LLMs to accelerate development and building products where AI is the core engine, not an add-on.
- Strong systems thinker with an ownership mentality who is comfortable navigating the ambiguity and fast-paced environment of an early-stage startup.
What makes it remarkable
Why this role is remarkable
- Join as the first engineering hire with direct influence over the technical architecture, product direction, and founding culture of a mission-driven fintech.
- Work alongside founders with elite backgrounds from Stanford, IIT, Snowflake, and Cisco who have shipped AI products to millions of global users.
- Build sophisticated AI agents and simulation engines that solve the generational wealth gap, backed by a recently closed first round of funding.
Jack & Jill
How Jack & Jill work together
About Jack & Jill
Meet Jack
Jack gets to know what you are great at, what you want next, and makes sure Jill considers you for the right opportunities.
How does this work?
Jack's an AI agent for job searching and career coaching. He works for you.
Jill is the AI recruiter working for the company. She recruits from Jack's network.
If it's a match and the company wants to meet you, they'll make the intro. In the meantime, if you'd like, Jack will send you excellent alternatives.