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Modern Collections is a third-party B2B collections agency built for CFOs and controllers who want overdue invoices worked without the black box. You hand off the account, and their AI voice and email agents start same-day outreach—relationship-preserving or firm, depending on your posture. Debtors pay through a hosted portal (card, ACH, or plan), funds remit to your bank on a rolling cadence, and every call, email, and payment is logged in a dashboard you can audit on demand. You approve disputes and payment plans; the regulatory weight sits with Modern Collections (they hold the state licenses). Pricing is contingency-only: 7.5 % for invoices under 90 days, scaling to 12.5 % for aged debt—no monthly minimums, no setup fees, no charge if they don't collect. It's a cleaner, faster, cheaper alternative to legacy collection agencies, designed to get finance teams their time back and money moving again.
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