Spiko is a European fintech company that provides cash management solutions and money market fund products designed to help businesses and individuals earn daily interest on idle cash while preserving liquidity. It offers products such as Spiko Euro, Spiko Dollar, and Spiko Pound, and describes itself as a next-generation platform for issuing, managing, distributing, and trading financial instruments, with seamless access through an API and a focus on modernizing capital markets infrastructure.