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Chip Financial Ltd, Data

Senior Data Engineer at Chip Financial Ltd

Location
London, United Kingdom
Compensation
Not Disclosed

Join Chip Financial Ltd, a premier UK fintech helping 300,000+ customers manage billions in assets. As a Senior Data Engineer, you won't just build to spec—you'll co-own the architecture of a sophisticated Databricks lakehouse.

From evolving medallion architectures to defining engineering standards with Terraform and Unity Catalog, this is a high-impact role for an engineer ready to lead. Enjoy a collaborative Shoreditch office, hybrid flexibility, and the chance to mentor a growing team while building the future of effortless investing.

What's the next step?

Chip Financial Ltd are hiring from Jack's network. Talk to Jack for free and get a direct introduction to the team, if a good fit.

Role overview

As a Senior Data Engineer at Chip Financial Ltd, you will co-own the architecture of a high-scale data platform. Moving beyond implementation, you will design the ingestion, modelling, and semantic layers of a Databricks lakehouse. You will provide technical leadership, mentoring engineers while evolving a medallion architecture to support data-driven decision-making across the business.

About Chip Financial Ltd

Financial Software

Chip Financial Ltd is a UK-based fintech company operating a mobile app that enables users to save and invest money. It offers savings accounts with competitive rates and prize draws, Stocks and Shares ISA, General Investment Account (GIA), and access to over 40 curated investment funds from major asset managers. Founded in 2016, it is authorised and regulated by the Financial Conduct Authority (FCA) under Firm Reference Number 911255, headquartered in London, and serves over 500,000 registered users with a team of approximately 150 people.

Open roles at Chip Financial Ltd

What you will do

  • Design and evolve the medallion architecture (Bronze, Silver, Gold) using Databricks to ensure high performance and scalability.
  • Define engineering standards including naming conventions, partitioning, and testing strategies while applying Infrastructure as Code via Terraform.
  • Own governance patterns within Unity Catalog, managing PII handling and technical standards for the wider engineering team to follow.

Who this is a fit for

  • Has extensive experience building and scaling complex data products, specifically maturing platforms from early stages to robust enterprise systems.
  • Possesses deep technical expertise in Databricks, Python, PySpark, and SQL, with a strong grasp of data modelling and Kimball/Star Schema concepts.
  • Demonstrates a history of technical leadership, including mentoring junior engineers, conducting code reviews, and making reasoned architectural trade-off decisions.

Why this role is remarkable

  • You will have true architecture ownership, making critical calls on ingestion and modelling rather than just building to spec.
  • Work at a high-growth fintech with over 300,000 customers and billions in assets, directly impacting how wealth is built.
  • Join a scaling team in Shoreditch with a strong engineering culture, hybrid flexibility, and a dedicated budget for professional development.

How Jack & Jill work together

Jack
I get to know what you’re great at, then find roles you’d never find yourself.
Jill
I recruit from Jack’s network and make the intro when I spot a great match.
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Jack gets to know what you're great at and what you want next, then searches 15 million jobs daily and helps you discover roles at companies like this.

What happens next?

  1. Jack’s an AI agent for job searching and career coaching. He works for you.

  2. Jill is the AI recruiter working for the company. She recruits from Jack’s network.

  3. If your profile’s a match and Chip Financial Ltd wants to meet, Jill will make the intro. In the meantime, Jack will send you excellent alternatives.

Learn about Jack