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Graduate Software Engineer - Backend at Riff Financial

Join Riff Financial, a pre-launch UK fintech backed by Passion Capital and SFC, as a Graduate Backend Engineer. You'll work directly with a seasoned CTO to build the UK's first autonomous savings agent using Java, Spring, and AWS. This is a rare opportunity to join a small, ambitious team at the ground floor, receive real mentorship, and write code that shapes financial infrastructure from day one. If you have solid Java skills and a portfolio of side projects, this £45k + equity role is the perfect start for your engineering career.

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Riff Financial

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Location

Remote (United Kingdom)

Compensation

£45k + Equity

Company

Riff Financial

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Role overview

You will join a high-growth fintech startup to build the core financial infrastructure for an autonomous savings agent. Working directly with an experienced CTO, you will develop the money-movement engine, ledger, and APIs using Java and Spring on AWS, ensuring your code reaches customers and creates immediate impact.

fintech start-up for optimising savings rates.

What you will do

  • Build and test backend services in Java/Spring on AWS to power the core savings agent technology.
  • Architect and maintain event-driven systems using Kafka and event sourcing as you develop the money-movement engine.
  • Write clean, well-tested code for APIs and ledgers, taking direct feedback through code reviews from the founding technical team.

Who this is a fit for

  • Solid Java fundamentals acquired through a CS degree or rigorous self-taught experience, with a focus on clean, correct code.
  • Proven track record of building things independently, demonstrated through side projects, hackathons, or open-source contributions.
  • UK-based professional with the right to work in the UK and a strong desire to learn the nuances of payments and fintech.

Why this role is remarkable

  • Work directly under a CTO who has successfully built and sold fintech companies, offering elite mentorship and deep technical guidance.
  • Join a pre-launch team backed by top-tier investors like Passion Capital and SFC, building core financial infrastructure from the ground up.
  • Impact a product from day one that solves the massive problem of idle money by automating savings for consumers nationwide.

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If your profile’s a match and Riff Financial wants to meet, Jill will make the intro. In the meantime, Jack will send you excellent alternatives.

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