You will lead the development of Chip Financial Ltd's unique Lombard lending platform, shaping architecture and establishing engineering best practices. Working with Java and Spring Boot, you'll design cloud-native microservices and event-driven systems. This high-impact role involves collaborating with cross-functional teams to deliver reliable fintech solutions while mentoring junior engineers.
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Senior Backend Software Engineer at Chip Financial Ltd
Chip Financial Ltd is looking for a Senior Backend Software Engineer to lead the development of their innovative Lombard lending platform in London. If you have 7+ years of experience and deep expertise in Java, Spring Boot, and microservices architecture, this is your chance to build high-impact financial technology used by both SaaS clients and internal brands. Help shape the technical future of a leading fintech while mentoring the next generation of engineers in a hybrid, collaborative environment.
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Location
London, United Kingdom
Compensation
Not Disclosed
Company
Chip Financial Ltd
Role overview
Financial Software
Chip Financial Ltd is a UK-based fintech company operating a mobile app that enables users to save and invest money. It offers savings accounts with competitive rates and prize draws, Stocks and Shares ISA, General Investment Account (GIA), and access to over 40 curated investment funds from major asset managers. Founded in 2016, it is authorised and regulated by the Financial Conduct Authority (FCA) under Firm Reference Number 911255, headquartered in London, and serves over 500,000 registered users with a team of approximately 150 people.
What you will do
- Design, build, and maintain resilient backend services using Java and Spring Boot in a cloud-native, microservices-driven environment.
- Develop RESTful APIs and event-driven systems using message brokers and asynchronous processing to ensure high performance and scalability.
- Collaborate with engineering leadership and DevOps to optimize CI/CD pipelines and define architectural patterns for long-term maintainability.
Who this is a fit for
- Possesses over 7 years of software development experience, including at least 2 years in a senior leadership or mentoring role.
- Demonstrates deep expertise in Java, Spring Boot, and building distributed systems with a strong focus on fault tolerance and consistency.
- Has a proven track record of designing and operating cloud-native microservices, containerization with Docker/Kubernetes, and event-driven architectures.
Why this role is remarkable
- Spearhead the development of a unique Lombard lending platform serving both internal brands and external SaaS clients.
- Join a sophisticated London fintech environment where you have a direct hand in shaping technical standards and architecture.
- Impact the future of financial technology by building highly available, fault-tolerant systems in a cloud-native microservices ecosystem.
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I get to know what you’re great at, then find roles you’d never find yourself.Ok, I'll go first. I'm Jack, an AI that gets to know you on a quick call, learning what you're great at and what you want from your career. Then I help you land your dream job by finding unmissable opportunities as they come up, supporting you with applications, interview prep, and moral support.
I recruit from Jack’s network and make the intro when I spot a great match.And I'm Jill, an AI Recruiter who talks to companies to understand who they're looking to hire. Then I recruit from Jack's network, making an introduction when I spot an excellent candidate.
Jack gets to know what you're great at and what you want next, then searches 15 million jobs daily and helps you discover roles at companies like this.
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What happens next?
Jack’s an AI agent for job searching and career coaching. He works for you.
Jill is the AI recruiter working for the company. She recruits from Jack’s network.
If your profile’s a match and Chip Financial Ltd wants to meet, Jill will make the intro. In the meantime, Jack will send you excellent alternatives.