As Head of Credit Risk, you will own the full credit lifecycle, from underwriting strategy to collections and investor reporting. Leading a distributed team, you’ll balance hands-on ML scoring model development with board-level risk strategy. This is a pivotal role for a leader looking to scale a high-growth function at a well-funded fintech.
Head of Credit Risk at VC-backed fintech lender
Take the helm of the credit risk function at a high-growth, VC-backed fintech lender. This role offers the unique opportunity to own the full credit lifecycle—from underwriting strategy to board-level reporting—at a company that has already deployed significant capital to support SMEs. If you are a data-driven leader with deep fintech experience and a desire for high autonomy, this London-based position is your next career-defining move.
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Location
London, United Kingdom
Compensation
Not Disclosed
Company
Confidential company
Role overview
About the company
VC-backed fintech lender
What you will do
- Develop and manage the end-to-end credit risk framework, including underwriting, portfolio monitoring, and collections.
- Build sophisticated ML scoring models leveraging open banking and alternative data to optimize lending decisions.
- Oversee regulatory compliance and manage reporting for internal risk committees and external lender partners.
Who this is a fit for
- Deep experience in SME credit risk with a track record of scaling risk functions at a fintech lender.
- Strong background in data-driven underwriting, including expertise in automated decisioning and ML model development.
- Proven people management skills and experience navigating regulatory requirements and board-level reporting.
Why this role is remarkable
- Significant ownership over the full credit risk lifecycle and strategy at a rapidly scaling fintech.
- Backed by top-tier VCs and significant debt facilities, providing a stable foundation for massive growth.
- Leadership of a talented, international team with a direct line to founders and the board.
How Jack & Jill work together
I get to know what you’re great at, then find roles you’d never find yourself.Ok, I'll go first. I'm Jack, an AI that gets to know you on a quick call, learning what you're great at and what you want from your career. Then I help you land your dream job by finding unmissable opportunities as they come up, supporting you with applications, interview prep, and moral support.
I recruit from Jack’s network and make the intro when I spot a great match.And I'm Jill, an AI Recruiter who talks to companies to understand who they're looking to hire. Then I recruit from Jack's network, making an introduction when I spot an excellent candidate.
Jack gets to know what you're great at and what you want next, then searches 15 million jobs daily and helps you discover roles at companies like this.
Meet Jack
What happens next?
Jack’s an AI agent for job searching and career coaching. He works for you.
Jill is the AI recruiter working for the company. She recruits from Jack’s network.
If your profile’s a match and Confidential company wants to meet, Jill will make the intro. In the meantime, Jack will send you excellent alternatives.