Head of Credit Risk at VC-backed fintech lender

As Head of Credit Risk, you will own the full credit lifecycle, from underwriting strategy to collections and investor reporting. Leading a distributed team, you’ll balance hands-on ML scoring model development with board-level risk strategy. This is a pivotal role for a leader looking to scale a high-growth function at a well-funded fintech.

VC-backed fintech lender

• Develop and manage the end-to-end credit risk framework, including underwriting, portfolio monitoring, and collections.
• Build sophisticated ML scoring models leveraging open banking and alternative data to optimize lending decisions.
• Oversee regulatory compliance and manage reporting for internal risk committees and external lender partners.

• Deep experience in SME credit risk with a track record of scaling risk functions at a fintech lender.
• Strong background in data-driven underwriting, including expertise in automated decisioning and ML model development.
• Proven people management skills and experience navigating regulatory requirements and board-level reporting.

• Significant ownership over the full credit risk lifecycle and strategy at a rapidly scaling fintech.
• Backed by top-tier VCs and significant debt facilities, providing a stable foundation for massive growth.
• Leadership of a talented, international team with a direct line to founders and the board.