As a Senior Credit Analyst at Juice Ventures Limited, you will manage complex SME underwriting assessments while building the technical infrastructure that powers lending decisions. You’ll collaborate with data and product teams to automate manual processes, monitor portfolio health, and shape the smartest lending machinery in the British market.
Senior Credit Analyst at Juice Ventures Limited
Join Juice Ventures Limited, a leading UK fintech lender, as a Senior Credit Analyst and take ownership of both high-stakes credit decisions and the machinery behind them. In this high-impact role, you will underwrite complex SME facilities up to £1M while building the technical infrastructure that automates and scales underwriting processes. We are looking for a technical credit expert with 3-5 years of experience who thrives in a fast-paced, high-trust environment. With private medical insurance, a dedicated learning budget, and a seat at the table in shaping our risk models, this is the perfect opportunity to build a modern lending business from the inside out.
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Location
London, United Kingdom
Compensation
Not Disclosed
Company
Juice Ventures Limited
Role overview
Juice is a UK SME lender providing flexible, uncommitted revolving credit facilities of up to £1M. We back growing British businesses with fast, data-driven lending decisions, combining rigorous credit judgement with modern underwriting infrastructure. As we scale, we’re investing heavily in the systems, data, and people that let us lend intelligently and responsibly.
What you will do
- Execute complex underwriting assessments end-to-end for SME borrowers, applying sound commercial judgment and deep technical expertise.
- Drive the design and development of internal credit risk assessment tools, transforming manual workflows into scalable, automated infrastructure.
- Partner with data and engineering teams to enhance proprietary risk models and identify early warning signs through active portfolio monitoring.
Who this is a fit for
- Brings 3–5 years of professional underwriting experience specifically within the banking, fintech, or SME lending sectors.
- Demonstrates technical mastery of credit risk metrics, financial statement analysis, and modern risk assessment methodologies.
- Possesses a self-starting mindset with the ability to interrogate borrower performance using data tools like SQL or advanced Excel modeling.
Why this role is remarkable
- True ownership: You aren’t just processing cases; you are designing and optimizing the internal underwriting tools and models used to scale the business.
- Market impact: Help scale a leading UK fintech that provides critical growth capital of up to £1M to ambitious British SMEs.
- Lean, high-trust environment: Work directly with the Director of Risk and leadership in a fast-paced setting where your decisions have immediate visibility.
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