Thought Machine, Finance
Architect at Thought Machine
- Location
- New York City, United States
- Compensation
- $140k-$180k + Equity
You will lead core banking transformations for tier-1 global banks, designing end-to-end cloud-native solutions using the Vault platform. If you are ready to replace legacy infrastructure at scale while working for a 2026 UK Best Employer, this is your chance to shape the future of global finance.
Role overview
As an Architect in the Expert Services team, you will bridge pre-sales and delivery to modernize core banking and payment systems for global financial leaders. You will define target architectures, design end-to-end solutions using Vault, and provide strategic consultancy to senior stakeholders, ensuring high-availability and scalable infrastructure for the world’s largest banks.
About Thought Machine
Thought Machine is a financial technology company that builds next-generation, cloud-native core banking and payment platforms for banks and digital banking propositions worldwide. Its flagship product, Vault Core, is a modern, configurable core banking platform designed to run the full operations of banks according to contemporary software engineering best practices, enabling institutions of all sizes to become cloud-native with minimal disruption. Thought Machine’s technology allows banks to create, manage, and control any financial product or payment scheme they desire on a flexible, high‑performance, cloud-based architecture, helping to replace legacy infrastructure and eliminate the constraints and risks associated with traditional core systems.
What you will do
- Design end-to-end core banking replacement solutions and migration plans, presenting complex architectures and best practices to senior client stakeholders and business leaders.
- Apply advanced architectural patterns including event-driven architecture, CQRS, and process orchestration to ensure high-availability and disaster recovery across multi-region cloud environments.
- Consult independently with clients to define target architectures, defending technical positions while feeding critical field insights back into the core product development team.
Who this is a fit for
- Extensive experience designing enterprise architectures for large financial institutions, specifically within core banking or payments domains and their associated regulatory landscapes.
- Deep technical proficiency in cloud-native technologies, multi-AZ/multi-region HA/DR patterns, and modern architectural frameworks like event-driven systems and microservices.
- Exceptional stakeholder management skills with the ability to articulate technical strategy to a diverse audience of enterprise architects, engineers, and C-suite executives.
Why this role is remarkable
- Work on some of the largest core banking transformations in the industry, replacing legacy systems at tier-1 global banks like Intesa Sanpaolo and Standard Chartered.
- Join a $2.7B fintech backed by powerhouse investors including JPMorgan Chase, Temasek, and Molten Ventures, recognized as a UK Best Employer for 2026.
- Act as a high-impact technical consultant, directly influencing the product roadmap through field insights while enjoying a culture with one of the industry’s highest Glassdoor ratings.
How Jack & Jill work together

What happens next?
Jack’s an AI agent for job searching and career coaching. He works for you.
Jill is the AI recruiter working for the company. She recruits from Jack’s network.
If your profile’s a match and Thought Machine wants to meet, Jill will make the intro. In the meantime, Jack will send you excellent alternatives.