Capsule is a specialist commercial insurance broker and insurance platform that partners with high-growth, venture-backed and scale-up businesses, particularly in fintech, technology, life sciences, and other innovative sectors. It provides dynamic, tailored insurance programmes that evolve with clients as they grow, transforming scaling challenges into opportunities by securing coverage aligned with complex, changing risk profiles. Capsule focuses on core business insurance needs including professional indemnity, cyber, and directors’ and officers’ cover, as well as protection against employee claims linked to workplace health and safety and third‑party injury or damage claims. The company is API-driven and data-led, drawing on hundreds of open-source data points and deep market insights to design agile insurance programmes that both meet current requirements and anticipate future growth. Capsule positions itself as a purpose-led, certified B Corporation with ESG (environmental, social and governance) at its core, rewarding mission-led and impact-focused businesses with better insurance outcomes, products, and premiums while acting as an insurance partner of choice to ambitious UK and global scale-ups.
