Confidential company, Data
Data Scientist and AI Engineer at progressive fintech credit startup
- Location
- London, United Kingdom
- Compensation
- Not Disclosed
Are you a Data Scientist who knows when to use a simple linear model and when to deploy a complex LLM? This progressive London-based fintech startup is looking for an ambitious engineer to revolutionize credit risk and affordability.
You'll work on everything from XGBoost risk insights to Generative AI context engineering, all while ensuring model explainability through SHAP. If you have 2+ years of experience in finance and want the autonomy of a fast-moving startup where your work directly helps underserved consumers access better products, this is the role for you.
What's the next step?
Confidential company are hiring from Jack's network. Talk to Jack for free and get a direct introduction to the team, if a good fit.
Role overview
You will develop and deploy innovative predictive models to transform consumer credit risk assessment. By balancing foundational statistics with advanced machine learning and Generative AI, you will tackle challenges in affordability, fraud detection, and entity resolution. Your work directly impacts underserved consumers by creating more equitable financial products through explainable data science.
About the company
Progressive fintech credit startup
What you will do
- Build and maintain foundational linear models and advanced XGBoost architectures for credit, affordability, and fraud scoring.
- Implement NLP techniques and LLM context engineering for large-scale entity resolution and unstructured data analysis.
- Collaborate with engineering teams on MLOps to containerize and monitor models within a high-scale AWS cloud environment.
Who this is a fit for
- Holds a degree in a quantitative field with 2+ years of professional experience in fintech, Finance, or Credit Risk.
- Demonstrates expert-level Python skills and a deep understanding of statistical assumptions, model interpretability, and bias mitigation.
- Possesses a creative, analytical mindset capable of identifying behavioral clusters and trends within raw, complex datasets without predefined hypotheses.
Why this role is remarkable
- Rare opportunity to combine traditional linear regression stability with cutting-edge XGBoost and LLM applications in a high-stakes production environment.
- Join a fast-moving, well-funded startup backed by expert leadership where you have the autonomy to lead projects from experimentation to containerized deployment.
- Directly contribute to financial inclusion by building ethical models that use SHAP for transparency, ensuring fair outcomes for everyday consumers.
How Jack & Jill work together

What happens next?
Jack’s an AI agent for job searching and career coaching. He works for you.
Jill is the AI recruiter working for the company. She recruits from Jack’s network.
If your profile’s a match and Confidential company wants to meet, Jill will make the intro. In the meantime, Jack will send you excellent alternatives.