Founding CTO at Frank

As Founding CTO, you will architect Frank’s entire platform from the ground up, integrating money-movement infrastructure with a sophisticated AI agentic core. You’ll lead technical strategy, hire the first engineering team, and build the systems powering a deposit-backed credit card currently seeing 5-10% daily growth following its initial launch.

• Architect and build the core platform including money-movement infrastructure, ledgers, and integrations with major issuer-processors like Lithic, Marqeta, or Stripe Issuing.
• Develop the AI agentic core and frameworks that proactively manage customer financial tasks, including the data pipelines and guardrails required for production AI.
• Own the end-to-end security posture and compliance path, managing SOC 2 readiness and the technical controls required by sponsor banks and regulators.

• 5+ years of experience building production software, including several years as an engineering leader, founder, or first engineer at a high-growth startup.
• Deep expertise in regulated fintech environments, having navigated payments, banking, or lending systems while maintaining rigorous standards for reliability and idempotency.
• AI-native builder who has successfully shipped LLM-powered systems into production and uses modern AI tooling to outpace traditional engineering teams.

• True founding ownership with a blank slate to shape the technology, culture, and product strategy alongside experienced co-founders Will and Todd.
• Tremendous early traction with over 1,000 SMBs signed up in just four weeks and a consistent daily growth rate of 5-10%.
• A unique opportunity to define the Agentic Bank category, utilizing LLMs to automate the complex financial lives of millions of small business owners.